Windstorm Damage to Property: What You Need to Know
If you have suffered windstorm damage to your home or business, you may be entitled to recover insurance proceeds from your insurance company. Windstorm damage often refers to property damage caused by strong winds that exceed 50-60 mph and can be attributed to Hurricanes, Tropical Storms, Tornadoes or just strong thunderstorms. These damages can include exterior damages to roofs, windows, siding, fences, screen enclosures, sheds, and other detached structures. Many times, exterior damages caused by wind can also lead to interior damages from rain or other sources or precipitation and water. Wind damage can be attributed to gusts (short bursts of high-speed winds) or longer periods of stronger sustained winds. The use of experienced property assessment specialists and engineers can ensure that your damage is properly assessed so that the proper repairs can be made to ensure a safe structure to live and work in.
Types of Windstorm Damage
Windstorms can cause a variety of damage to buildings, trees, and other structures. Some types of windstorm damage include:
- Straight-line wind damage: This type of damage is caused by strong winds that exceed 50-60 mph and are not associated with rotation, such as those produced by thunderstorms. Straight-line winds can cause damage to buildings, trees, and other structures, and can be accompanied by rain or other forms of precipitation.
- Tornado damage: Tornadoes are rotating columns of air that can produce winds of up to 300 mph. They can cause extreme damage to buildings, trees, and other structures, and can be accompanied by hail, lightning, and heavy rain.
- Hurricane and tropical storm damage: These storms are characterized by strong winds, heavy rain, and storm surges, and can cause flooding, landslides, and other types of damage. Hurricanes are more powerful than tropical storms and can produce winds of 74 mph or higher.
- Thunderstorm damage: Thunderstorms can produce strong winds, hail, and lightning, all of which can cause damage to buildings, trees, and other structures.
"Understanding the types of windstorm damage can help you be better prepared to protect your property and ensure proper recovery."
How Can The Insurance Trial Lawyers Help You
If you have suffered windstorm damage to your home or business, you may be entitled to recover insurance proceeds from your insurance company. In order to recover insurance proceeds, it is important to understand the terms of your insurance policy and the claims process. You should review your policy with an experienced insurance attorney to determine what types of windstorm damage are covered, what exclusions may apply, and what your deductible will be. Having the help of a specialist will ensure that you also document all of your property damage through photographs and videos. It is also important to keep records of any expenses you incur as a result of the damage so that those expenses can be submitted for reimbursement from the insurance company.
Steps to Recovering Insurance Proceeds
Understanding the steps to recover insurance proceeds can help demystify the process.
- Review your insurance policy: Ensure you understand what is covered and any exclusions or limitations.
- Document the damage: Take photographs and videos of all damages, both exterior and interior.
- Keep records of expenses: Save receipts and records of any expenses incurred due to the damage.
- Consult with an experienced insurance attorney: An attorney can help you navigate the claims process and ensure you receive the compensation you deserve.
"Proper documentation and legal assistance are crucial in recovering the full amount you are entitled to from your insurance company."
Legal Action for Denied or Underpaid Claims
If your insurance company denies your claim or offers you an amount that is less than what you believe you are entitled to, you may need to take legal action to recover the full amount of your claim. An experienced attorney can help you navigate the claims process and advocate on your behalf to ensure that you receive the compensation you deserve.
At Insurance Trial Lawyers, we have helped homeowners and business owners in thousands of claims recover insurance proceeds for windstorm damage. We understand the complexities of insurance law and can help you get the results you need. Contact us today to schedule a consultation.
"Navigating the claims process can be complex, but with the right legal help, you can ensure fair compensation for your windstorm damage."